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Apple Pay Documentation

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Inquiry about apple-developer-merchantid-domain-association.txt Security and Access
I have a question regarding the file apple-developer-merchantid-domain-association.txt. I understand that this file is used during API access for Apple Pay Web payments. However, is it necessary for our company to access this file during the payment process? Also, this domain validation file is expected to be placed in the publicly accessible “.well-known” folder on our web server. Is it acceptable for this file to remain readable by third parties on the Internet, including Apple’s servers, without posing any security risks? Since this file is generated during domain registration on the Apple Developer site and is unique to our domain, we believe there should be no security concerns even if accessed by third parties. However, are there any specific security requirements for this domain validation file? Please note that the domain validation has already been successfully completed. We appreciate your time and look forward to your guidance. Best regards,
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May ’25
Apple Pay - Missing ECIIndicator in PassKit Payment token
Hello, I'm using PassKit with to perform Apple Pay payment in a financial application. Our approach are: On iOS application, define PKMerchantCapability threeDSecure and credit, perform apple pay experience and get the encrypted response. On PCI service, receive the encrypted data Payment token, decrypt this data, and use to perform the payment. The problem is, in MasterCard transaction the eciIndicator is missing. I want to know if has some rule or problem about it.
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Apple Pay In-App Provisioning Development extended entitlement unable to select on create Provisioning Profile
We request your support in enabling the extended entitlement feature for our team when creating provisioning profiles. This is because we need to include the ApplePay In-App Provisioning Development extended entitlement in our Bancoagricola app. Currently, when creating new provisioning profiles, the screen to configure Additional Entitlements is not displayed for our team. However, we have verified with our provider HST (https://hst.com.br/) that this screen does appear in their Apple account. Thank you very much for your support.
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179
Jul ’25
In-app provisioning for Apple Pay
We created apps for many credit unions in Canada. Some of those apps has the feature to directly add users' debit cards to Apple Wallet (which is called by Apple as "in-app provisioning"). The feature has been working fine for at least 6 years for many credit unions. Recently, after updating one of those existing apps, we found out that the in-app provisioning is no longer working. Found it very strange, as we didn't touch the code base related to this feature for a very long time. One thing we found out is that the option to add in-app provisioning entitlement is missing during generating "provisioning profile" for the app. Is this a misconfiguration by App? Or do we need to request for additional entitlement migration as mentioned in the page: https://developer.apple.com/help/account/reference/provisioning-with-managed-capabilities ? Apple, please help, it's rather urgent.
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130
Apr ’25
Not receiving any App Store Server Notifications when upgrading Monthly -> Yearly subscription
Scenario User is actively subscribed to Monthly Package From the Device App (Manage Subscriptions), user upgrades to Yearly Package Purchase completes successfully on device Issue Do not receive any server notification for this action Month Package Purchase Date: 2025-11-11 19:06:45.537 +0600 Month to Yearly Upgradation Date: 2025-12-11 paymentReferenceId: 510002270528780
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Jan ’26
Apple Pay Test cards not added to Wallet
For Apple Pay testing, I have tried the following: Sign into the Sandbox Account via Developer Settings: Settings > Developer > Sandbox Account Keep your main Apple ID for everything else Add Test Cards to Wallet: Try adding the test card numbers (MasterCard and Visa Debit, as we support only those) Apple provides in their documentation. Unfortunately, none of them are added to the wallet. All the time it gives 'Could Not Add Card'. I tried on devices with iOS 18+. Can anyone advise on this? Thanks
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171
Oct ’25
Apple Wallet Extension Implementation
Hello Dear Network, We are developing a banking application and are implementing Apple Wallet In-App Provisioning with Wallet UI and Non-UI extensions. Our App Store submission fails with the error: "Missing entitlement com.apple.developer.payment-pass-provisioning" for both Wallet UI and Non-UI extensions. In the Apple Developer portal, we do not see the "Apple Pay" or "In-App Provisioning" capabilities available for our App ID or extension App IDs. We would like to request enablement of: Apple Pay Payment Pass Provisioning In-App Provisioning for our Apple Developer Team and related App IDs. Please let us know what we need to do for can upload build with that Entitlements, what can be problem? Thank you.
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When using Promotional Offers to upgrade a subscription, a prompt appears indicating an expiration date for upgrading.
Two subscriptions, Plus and Max, are under the same subscription group, with Max having a higher tier than Plus. Promotional Offers for Max are configured in Apple Store Connect. When a user subscribes to Plus and then upgrades to Max using Promotional Offers, they are prompted with "Upgrade upon expiration" (Figure 1); if they don't use Promotional Offers, they are prompted to "Upgrade immediately" (Figure 2). Question 1: What is the situation with the "upgrade upon expiration" message in Figure 1? Is upgrading using Promotional Offers special? I couldn't find any relevant explanation in Apple's technical documentation. Question 2: Figure 1 shows an "upgrade upon expiration," but after subscribing, the webhook still shows the subscription start time as the current time, meaning the upgrade hasn't started immediately. Is the message incorrect?
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Dec ’25
Ngrok proxy for local development not working
Hello, I'm trying to make changes to my website's apple pay flow and an unable to verify if the flow works because I get the following error in the console when trying to pay: TypeError: undefined is not an object (evaluating 'applePaySession.completeMerchantValidation') By following this error message, I try to setup an ngrok proxy to verify my local development domain and that fails as well even though as you can see, the file does actually exist. Can anyone help with A) giving me a different way to develop locally aka having a "successful" apple pay payment so I can verify my website's flow after payment or B) help me figure out why the domain verification is failing. Thanks!
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Unable to re-verify Merchant Domain
Hi, we are trying to verify our domain and we uploaded the file to our domain {DOMAIN}/.well-known/apple-developer-merchantid-domain-association.txt and we can access it. But when we want verify the domain in your platform we can't do it and you see the message "Domain verification failed". How can we verified or if we need change something in our side to verify it? thanks!
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Mar ’25
Apple Pay Push Provisioning Requirement for Issuers Using Third-Party Mobile Banking Apps (Jan 15, 2026)
We are a regulated financial institution and Apple Pay issuer seeking clarification on the in-app push provisioning requirement and the January 15, 2026 timeline. Like many community financial institutions: Our mobile banking app is issuer-branded but provided by a third-party vendor Apple Pay enablement and tokenization are handled by a separate card processor While we support Apple’s goals and understand the issuer is ultimately responsible, delivery of in-app provisioning is dependent on third-party vendor roadmaps and cross-vendor integrations that are outside our direct control. Despite active, good-faith efforts with both vendors, current platform constraints make the January 15, 2026 deadline challenging. We would appreciate clarification on: How Apple evaluates compliance when an issuer’s mobile app is built and maintained by a third party Whether any transitional flexibility or phased enforcement is expected for issuers showing documented progress Whether approved web-based provisioning may be acceptable as an interim option How issuers should document due diligence when vendor dependencies delay implementation Additional guidance would help many credit unions and community banks plan appropriately and remain compliant. Thank you for your guidance.
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Dec ’25
Unable to verify the merchant domain after renewing the SSL
Hi, We're experiencing an issue with verifying our domain for Apple Pay on the web. It's currently stuck in the "Pending" state despite meeting the listed requirements. The domain in question has been verified once successfully but one month later when we renewed the SSL, we were unable to verify the domain again. Please note that the new certificate's CA chain has been changed. A) The "apple-developer-merchantid-domain-association.txt" file is publicly accessible at the following location: /.well-known/apple-developer-merchantid-domain-association.txt B) We've also ensured that the following IP ranges are whitelisted: 17.32.139.128/27 17.32.139.160/27 17.140.126.0/27 17.140.126.32/27 17.179.144.128/27 17.179.144.160/27 17.179.144.192/27 17.179.144.224/27 17.253.0.0/16 17.23.4.96/27 17.132.108.64/26 17.23.24.32/27 17.23.19.0/27 17.157.40.128/27 17.157.44.128/27 17.157.32.0/27 C) Our servers support TLS 1.2 already. D) "ECDHE-RSA-AES128-GCM-SHA256" cipher suite has been used, so we believe all necessary criteria are satisfied. However, when we attempt to verify the domain, we receive the following error message: "Domain verification failed. Review your TLS Certificate configuration to confirm that the certificate is accessible and a supported TLS Cipher Suite is used." Could you please advise why the verification is failing, or let us know if there's anything we might have missed? Best regards, Mehdi
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Oct ’25
Apple Subscriptions - Coupons/Offer codes
We are trying to develop a coupon/offer code module where our app users can avail a free trail offer for 2 months period after applying the code. We already had a subscription module with monthly & yearly subscriptions with 7 day free trial period. Now, we want to implement a offer/coupon module, where, a user can either select monthly or yearly subscription, and upon entering the offer/coupon code, they will get 2 months free trial (or) a discount on the chosen subscription. (this will overwrite the existing 7 day free trial). We are confused on choosing the type of “offer/coupon” from AppStore connect. In App Store connect, we have introductory offers, promotional offer & Offer codes. Based on our requirements, we have done research and found that we cannot implement the offer code & promotional codes in the develop environment as there is no possibility to test in Sandbox environment. We observed that we need to push the app to App store and upon approval, we need to implement “offer/coupon” module. Can some one please suggest or guide us on choosing the best solution for our requirement? Thanks in advance.
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Jul ’25
UNEXPECTED_CANCEL_AFTER_completeMerchantValidation
Hi, We are trying to make payment from ecomm merchant. The last request during process is { "sessionData": { "epochTimestamp": "1741082241", "expiresAt": "1741092241", "merchantSessionIdentifier": "SSH88312C485D_7E0DD10173", "nonce": "3f6dc197", "merchantIdentifier": "5F9BC6BAF8", "domainName": "libertybank.ge", "displayName": "Apple Pay Purchase", "signature": "3080060000", "operationalAnalyticsIdentifier": "Apple Pay Purchase:5F9BC6BAF8", "retries": 0, "pspId": "5F9BC6BAF8" } } which is successfully validated applePaySession.completeMerchantValidation(data.sessionData) After this, the "oncancel" handler is triggered in applePay. Please help us to understand what is wrong. Please note the domain where the applepay button is located is at txpg.libertypay.ge Which is successfully verified.
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Apr ’25
Apple Pay SDK on Chrome Failed to execute postMessage on 'Window'
Hello I'm getting an error when the Apple Pay sheet opens on a third party browser like Chrome when completeShippingMethodSelection is called 'DataCloneError: Failed to execute 'postMessage' on 'Window': #<Object> could not be cloned.' I'm also seeing this warning when the apple pay sheet opens Failed to execute 'postMessage' on 'DOMWindow': The target origin provided ('https://applepay.cdn-apple.com') does not match the recipient window's origin although I also see this warning on https://applepaydemo.apple.com/
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265
Apr ’25