Hi, we are implementing ID&V and there is a requirement regarding the flow for Apple Pay.
In order to clarify the case I will describe the use case scenario or steps to reproduce first:
add a card to the iPhone wallet app (yellow path verification required). Do not complete the ID&V process.
add a card to the Watch via the Wallet inside the iPhone Watch app (yellow path verification required). Same as before, do not complete the ID&V
complete ID&V process using the Issuer App either from iPhone or Watch.
the Issuer app receives the application:openURL:options: callback on its AppDelegate. In the options dictionary, we can not see the UIApplicationOpenURLOptionsSourceApplicationKey populated (it is nil).
At this moment, for the card we are adding there are now two tokens, both to be verified via ID&V process. One is on the iPhone and one is on the Apple Watch associated with the same iPhone.
The url received at step 4 contains the serial number which identifies the digitized card and matches with both the tokens in the iPhone and in the Apple Watch.
We need something to detect programmatically if the digitization process started from the iPhone Wallet app or from the wallet inside the Watch app.
Could you please help us to identify how we could discriminate if the ID&V process has been started for the iPhone token or for the Apple Watch token?
Thanks
Apple Pay
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I am writing regarding an issue I have encountered while attempting to complete a payment using test users created within the Sandbox environment of Apple Pay. The problem persists specifically when trying to make payments through the demo page at https://applepaydemo.apple.com/.
Problem Description:
When initiating a payment process with either of the following test user accounts.
The flow proceeds as follows:
The Apple Pay window appears correctly.
Processing begins but does not conclude successfully.
After processing concludes, there is no prompt for 'Pay with Touch ID'.
Additional Information:
Device & OS Version: MacOS 15.3.2
Browser & Version: Safari 18.3.1
Real Device or Simulator: Real device used
First Occurrence: Before January 1st, 2025
Custom Configurations or Backend Used: No custom configurations or backend modifications are being utilized during interaction with the demo page.
Could you please provide assistance in resolving this issue?
Hi ,
This is regarding the ApplePayRecurringPayment Request and Apple Pay on Web functionality. Does Apple Pay on web providing functionality that collects payments from the stored credit card issuer bank (or) it only provides secured wallet functionality that provides a token which then has to be utilized to send a seperate payment request through a third party payment gateway to collect the payments from the credit card issuer bank.
thanks
Topic:
App & System Services
SubTopic:
Apple Pay
please bear with me, i am NOT a developer. we have third party developer creating a banking app that is throwing an error when trying to provision MasterCard for Apple Pay. MasterCard says they do not see the request come in at all. our developer says the issue is between mastercard and apple - and asked us to reach out to Apple.
Information provided from our developer:
“Error code 2 is 'system cancelled' from the PKAddPaymentPassError enum. Basically, there is an issue between Apple and Mastercard (using the encrypted card info from...”
Response from Mastercard Connect:
Upon further research with the examples you shared we are not seeing any attempt that reached to MC
Topic:
App & System Services
SubTopic:
Apple Pay
For the pushToken sent by APNS to register a wallet pass for update notifications, is there a max length or size that APNS will send? I save the token in my database and have it defined as varchar(256), but I have had some instances where the pushToken is larger than that. I'd like to know if there's an absolute max size that APNS will send. Then I'll know if I should reject requests with tokens larger than what's expected, and/or if I need to make the token size larger in the database.
Hi all,
I’m running into a confusing issue with Apple Pay domain verification. Apple’s documentation says to host the verification file at:
https://yourdomain.com/.well-known/apple-developer-merchantid-domain-association
And the portal itself seems to expect the file to be served with .txt extension during verification. My first verification passed, but subsequent checks are failing — and I’m wondering if this mismatch is the cause.
Should I Keep the .txt and configure my server to serve it at both paths?
Would appreciate any insights or official clarification.
Thanks!
Topic:
App & System Services
SubTopic:
Apple Pay
We have updated the PNO metadata to include the associatedApplicationIdentifiers for our wallet extensions and the issuer app. While we are able to successfully provision the card to Apple Wallet via pull provisioning, we are unable to retrieve the payment passes that have already been provisioned. How can we address this issue?
let passLibrary = PKPassLibrary()
let paymentPassLibrary = self.passLibrary.passes(of: .secureElement)
paymentPassLibrary is an empty array even though we have passes provisioned.
We are working with two types of wallet passes. Provisioning works successfully for one pass type via wallet extensions, but the same process is not functioning for the other. For the second pass type, we are able to generate the required data for pull provisioning and send it to Apple. Additionally, in-app push provisioning for this pass type completes without issue. We would appreciate guidance on how to further debug and resolve this provisioning problem.
Hi Team,
I have merchant session object -
{"epochTimestamp":1748333121032,"expiresAt":1748336721032,"merchantSessionIdentifier":"SSH7CCD205FEEDD45AD84B77374D098B335_916523AAED1343F5BC5815E12BEE9250AFFDC1A17C46B0DE5A943F0F94927C24","nonce":"2d18eab4","merchantIdentifier":"8535F497EC92999BAD63C6F213F0F32DEEB5DBF8A0A91007F6C1128537B6FB19","domainName":"f7071159c1tst-store.occa.ocs.oraclecloud.com","displayName":"DDF Test","signature":"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","operationalAnalyticsIdentifier":"DDF Test:8535F497EC92999BAD63C6F213F0F32DEEB5DBF8A0A91007F6C1128537B6FB19","retries":0,"pspId":"8535F497EC92999BAD63C6F213F0F32DEEB5DBF8A0A91007F6C1128537B6FB19"}
After sending this to session.compleMerchant I am getting the invalid access error.
Regards,
Varsha
I developed a web app using .net c#. The app runs a workflow which included Apple payment. App can work on any browser of any device (even non-IOS).
When the app is browsed using PC windows Chrome browser, the payment sheet will show with QR code to scan using iPhone. If I cancelled the pop-up by clicking on X without scanning the code, and then returned to idle screen and performed another payment, I will reach paymentRequest.Show() but nothing will show and no errors are logged in console.
Note that:
I use Payment Request API
The issue appear on the second payment.
The issue will be solved once I refresh the page.
My app supports both single and separate pages mode and issue appear on both.
I used to see an error "Uncaught NotSupportedError: Failed to execute 'define' on 'CustomElementRegistry': the name apple spinner has already been used with this registry. So I thought the issue might be in loading the apple SDK script multiple times, and solved the issue to be loaded only once. The error disappeared but the issue persist without errors.
My client has provided me with admin access to the Apple Developer console. However, when I log in, I am prompted to enroll in the Apple Developer Program. Should I proceed with the enrollment myself, or does the client need to complete the enrollment from their own account?
Topic:
App & System Services
SubTopic:
Apple Pay
Cybersource production support has clarified issue as below
"On the BAD Case, it seems that the Apple Payload did not contain the "onlinePaymentCryptogram" object within the JSON. The Cryptogram is critical and mandatory.
Since the merchant cannot really control this, and since CYBS is just decrypting the payload and uses it, we cannot comment as to why it was missing.
The merchant would need to reach out to Apple and/or decrypt the payment themselves locally to check if and why this data was not present, for troubleshooting purposes."
When accessing https://applepaydemo.apple.com/payment-request-api, the "Approve with Side Button" prompt is displayed, but it does not appear when using our test domain.
I implemented the Payment Request API based on the sample source code from the following URL. On an iPhone device, the Apple Pay payment screen is displayed, but the "Approve with Side Button" icon below the amount does not appear, and instead a spinning loading icon is shown continuously.
Could you please help identify the cause?
■ Reference URL:
https://applepaydemo.apple.com/payment-request-api
■ Changed parameter:
"merchantIdentifier": "〇〇.dev"
■ Accessed domain:
〇〇test.com
■ Test device:
iPhone 13
iOS: 18.4.1
Topic:
App & System Services
SubTopic:
Apple Pay
Cybersource production support has clarified issue as below
"On the BAD Case, it seems that the Apple Payload did not contain the "onlinePaymentCryptogram" object within the JSON. The Cryptogram is critical and mandatory.
Since the merchant cannot really control this, and since CYBS is just decrypting the payload and uses it, we cannot comment as to why it was missing.
The merchant would need to reach out to Apple and/or decrypt the payment themselves locally to check if and why this data was not present, for troubleshooting purposes."
We have an app that uses the pass-presentation-suppression entitlement and calls requestAutomaticPassPresentationSuppression to prevent the Wallet app from being presented when the device is displaying a barcode to a barcode/nfc reader.
This works as expected for users of the standard Apple Wallet app. However, it does not prevent third-party wallet apps from being launched, which hides the barcode and prevents it from being scanned properly.
What options do I have to prevent third-party wallet apps from launching or interfering while our app is actively presenting a barcode?
Topic:
App & System Services
SubTopic:
Apple Pay
Hello,
we develop a banking app and have successfully provisioned our cards (they are in the Wallet). But the method passes() of PassKit library always returns empty list.
What may be the reason of this?
Thanks.
Topic:
App & System Services
SubTopic:
Apple Pay
你好,我们6月1日收到比较多的韩国用户反馈购买我们的内购以后,系统会在稍后的几分钟再次多次从用户的卡里扣出相应的款项,但是我们没有办法第一时间反馈给你们,导致很多用户流失,请问我们怎么才能第一时间联系到你们,还有我们怎么才能第一时间知道是你们的系统是否某个功能出了问题,是否也有相应的论坛我们可以第一时间看到你们相关问题的报道,这样我们排查问题就没那么辛苦,感谢
Topic:
App & System Services
SubTopic:
Apple Pay
Our company sells insurance and we'd like to offer annual renewals via Apple Pay on the Web. Most of the docs seem to point towards using recurringpaymentrequest but this method required an amount value which would only be calculated at renewal time.
It appears that Shopify is doing something akin to what we want where they do auto payments so my question is can we do annual payments with unknown renewal prices with Apple Pay for Web ?
What we cannot do is show the renewal price like this as it being insurance is almost certain to change.
This is our current code which works but won't get past the regulator.
const applePayPaymentRequestAnnual = {
countryCode: 'GB',
currencyCode: 'GBP',
supportedNetworks: ['visa', 'masterCard'],
merchantCapabilities: ['supports3DS'],
requiredBillingContactFields: ['postalAddress', 'email'],
requiredShippingContactFields: ['phone'],
recurringPaymentRequest: {
paymentDescription: 'Annual Insurance Renewal',
regularBilling: {
label: 'Annual Renewal Premium',
amount: price,
paymentTiming: "recurring",
recurringPaymentIntervalUnit: "year",
recurringPaymentStartDate: year + "-" + month + "-" + day + "T00:00:00.000Z",
type: 'final'
},
managementURL: window.location.protocol + '//' + window.location.host + '/manage-policy',
tokenNotificationURL: window.location.protocol + '//' + window.location.host + '/apple-pay-notifications'
},
lineItems: [{
label: alabel,
amount: price,
}],
total: { label: alabel, amount: price, type: "final" },
}
Hello,
I’m experiencing a strange issue with a newly created Subscription Group in my iOS app.
For all my existing subscription groups, everything works perfectly — initial purchase, renewals, cancellations, all notifications arrive normally.
But for this one newly created group, the first purchase never triggers any server notification from App Store Server Notifications (ASSN).
⸻
📘 Problem Summary
• I created a new Subscription Group in App Store Connect.
• The products are all Approved and Published for over a week.
• Users can successfully purchase the subscription in production.
• The purchase is shown as Purchased in the App Store purchase UI.
• The receipt can be fetched locally on device.
• But my server receives no notifications, including:
• DID_RENEW
• DID_CHANGE_RENEWAL_STATUS
• SUBSCRIBED
• ONE_TIME_CHARGE
• CONSUMPTION_REQUEST
• etc.
The old subscription groups still send notifications normally, so the notification URL and server infrastructure are correct.
We have used the ApplePayRecurringRequest parameter required for Apple Pay subscriptions, but during testing the payment, the Apple Pay payment page shown to the user remains the same as the one-time payment page, without any subscription information. Could you please check if there is an issue with our parameters or if there is an issue with the merchantIdentifier being used?
Here is the ApplePayRequestData that we are using.
{
"supportedMethods": "https://apple.com/apple-pay",
"data": {
"version": 3,
"merchantIdentifier": "***",
"merchantCapabilities": [
"supports3DS",
"supportsCredit",
"supportsDebit"
],
"supportedNetworks": [
"visa",
"masterCard"
],
"countryCode": "US",
"recurringPaymentRequest": {
"paymentDescription": "A description of the recurring payment to display to the user in the payment sheet.",
"regularBilling": {
"label": "Recurring",
"amount": "4.99",
"paymentTiming": "recurring",
"recurringPaymentStartDate": "2025-06-02T16:00:00.000Z"
},
"trialBilling": {
"label": "7 Day Trial",
"amount": "0.00",
"paymentTiming": "recurring",
"recurringPaymentEndDate": "2025-06-02T16:00:00.000Z"
},
"billingAgreement": "A localized billing agreement displayed to the user in the payment sheet prior to the payment authorization.",
"managementURL": "https://applepaydemo.apple.com",
"tokenNotificationURL": "https://applepaydemo.apple.com"
},
"additionalLineItems": [
{
"label": "7 Day Trial",
"amount": "0.00",
"paymentTiming": "recurring",
"recurringPaymentEndDate": "2025-06-02T16:00:00.000Z"
},
{
"label": "Recurring",
"amount": "4.99",
"paymentTiming": "recurring",
"recurringPaymentStartDate": "2025-06-02T16:00:00.000Z"
}
]
}