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Discuss how to integrate Apple Pay into your app for secure and convenient payments.

Apple Pay Documentation

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Apple Pay Test Environment - The Right Way
Hi team, We were wondering what's the correct way of configuring a test environment with Apple Pay. Not sure if this is explicitly mentioned in the documentation, but in order to avoid having the same certificates shared between test and production, should we have a different merchant identifier (and pair of certificates) for test purposes only? The above is the main question. However, two follow up questions: Do you know if payment processors usually allow the merchant ID to be configured, so that only payments generated with the prod certificates can be accepted? Is there any risk of someone getting hold of the certificates generated for the test environment (which are usually less safe than production) and using that to process payments in production?
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Feb ’25
App ID Configuration - Capabilities state inconsistency
Hello, I am experiencing an issue with the Apple Pay capability on my App ID. I have created a Merchant ID. I enabled Apple Pay in the App ID configuration and linked it to the merchant. However, sometimes when I revisit the App ID in the Apple Developer portal, the Apple Pay capability appears disabled, even though I saved it. This happens intermittently; at some times the capability is correctly shown as enabled, and other times it disappears. Context: I am using Expo Managed Workflow with EAS Build for iOS. The issue prevents the provisioning profile from including Apple Pay, which causes Stripe isPlatformPaySupported function to return false on ios devices. Attached: Screenshots of the App ID page showing Apple Pay enabled and disabled. Could you please advise why the capability is not being consistently saved, and how to ensure it stays enabled? Thank you,
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Oct ’25
Apple Pay with various merchants on same domain
Hi All, We operate a store with a single domain but multiple merchants, some of whom use PayPal as their payment gateway, while others use Stripe. We are looking to introduce Apple Pay for the various merchants. From what I understand, a .well-known file is required for each merchant to enable Apple Pay. How can we implement this, given that our merchants are using different payment gateways? Best regards, Joe
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Mar ’25
Apple Pay fractional amounts for RSD
Hello all, I’m helping a customer integrate Apple Pay, and I’m seeing a behavior I can’t fully explain. I hope someone here can help clarify whether this is expected or whether it’s a bug / misconfiguration on my side. Currency: RSD (Serbian Dinar) Amount: 3.45 RSD (two decimals) Result: Apple Pay cancels the payment automatically when the amount includes decimals, without even displaying the paymentsheet. Things I have checked: ISO 4217 defines RSD with 2 minor units, so fractional amounts like 3.45 should be valid. Processors treat RSD as a two-decimal currency. Apple’s documentation does not provide a per-currency decimal rule table. In testing, whole-number RSD amounts succeed, while fractional amounts (e.g. 3.45 RSD) fail. I did not encounter this problem with other currencies like EUR, USD. Has anyone encountered this issue before?
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Oct ’25
Inquiry regarding the domain, when the two companies merge
'Company A' is scheduled to merge with its parent company, 'Company B'. Both A and B have Apple accounts. A's account has one domain registered for Apple Pay integration, while Account B has no domain registered. We attempted to register A’s domain under B’s account. However, the notification 'Requested domain name has been verified previously.' appeared, and we could not complete the registration. Please confirm whether it is correct that a domain already registered under Account A cannot be registered again under Account B. If we cannot register same domain in two accounts, we believe that the domain registered under A's account must be deleted first and then registered under B's account. In that case, will payments become unavailable immediately upon deletion of the domain, or will payments still be possible for a certain period of time after deletion? In our testing, we found that payments were not blocked immediately, but we would like to confirm further. We are concerned about the possibility of transaction failures during the short period between deleting the domain from A's Account and registering it under B's Account.
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Oct ’25
Apple Pay Is Not Available in "
We are encountering an issue where Apple Pay shows an unexpected popup with a message and an "OK" button when confirming a payment (after double-tapping the power button). This issue began appearing last week without any changes to the codebase or configurations. Steps to Reproduce: Open the app and initiate an Apple Pay payment. Add a valid card if not already present. Confirm the payment using the side button (double-tap). Instead of completing the transaction, a popup appears with a generic message and an "OK" button. Expected Behavior: Apple Pay should process the payment and provide a confirmation or error based on the transaction status. Actual Behavior: A popup appears with a generic title and an “OK” button. The transaction is not processed. Environment Details: Platform: iOS Apple Pay integration has been functioning correctly for years No recent updates to Apple Pay-related code or configuration Configurations Checked: App Identifier is correctly set with the bundle ID Apple Pay Payment Processing is enabled in the App ID configuration Correct Merchant ID is selected and matches in Xcode capabilities *.entitlements file contains correct Apple Pay entitlement Payment Processing Certificates are valid and in place Additional Notes: The issue appeared suddenly without any modifications to the app. We suspect it may be due to external changes (e.g., Apple system update or merchant validation issue). Please advise on any further steps we can take to diagnose or resolve this issue.
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May ’25
Apple pay merchant registration API payload
We are looking for sample payload for merchant registration API. We have tried to test the api and getting an error. Request: curl --location 'https://apple-pay-gateway-cert.apple.com/paymentservices/registerMerchant' --header 'Content-Type: application/json' --data '{ "domainNames": "https://checkout.dev.sandbox-netvalve.com", "encryptTo": "platformintegrator.com.netvalve.uat", "partnerInternalMerchantIdentifier": "merchant.test.netvalve", "partnerMerchantName": "Test" }' Response: { "statusMessage": "Payment Services Exception invalid or Malformed Json Received", "statusCode": "400" }
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Oct ’25
Twitch Like Subscriptions - Many-to-Many
Hi guys, We are trying to implement a solution that would allow users to subscribe to other users in our app. The system should work the same way as Twitch's subscription model works. Users should be able to subscribe to anyone and each subscription should have different tiers. From what we were able to gather, users cannot have multiples of the same subscription on applestoreconnect. Meaning that we would probably need to make a custom subscription per every user? Here we have also learned that there is a limit of 10 000 types of subscriptions and that it is not possible to dynamically create/delete them for users. (correct me if I am wrong) Is there a solution for handling this type of a scenario? Appreciate all answers.
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May ’25
Wallet Extension show tips "Cannot Add Card"
When integrating the Wallet Extension, after clicking my app icon from the "From Apps on Your iPhone" list, I encountered the message: "Cannot Add Card. '***' is not responding. Wait a few minutes and try again. If the problem continues, contact the card issuer's customer service" instead of the configured login page appearing as expected. What could be causing this issue, and how should I resolve it?
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Mar ’25
iOS 16 recurring payment configuration not reflecting in UI
We are integrating iOS 16 recurring payments in our app, everything works fine but we have a few questions Question 1 let recurringPaymentRequest = PKRecurringPaymentRequest(         paymentDescription: "Pro Membership",         regularBilling: regularBilling,         managementURL: url       ) we assume managementURL is supposed to come in the user's wallet where he/she can tap to change the recurring payment option to our backend, but in the wallet, the transaction appears without this URL and have no indication that it is a recurring payment, Can someone guide what we missed Question 2 For apps that only have apple pay on mobile, managementURL can open the app as a deep link from the Wallet app and the user can update or delete the payment method for the automatic reload payment from the app directly, Question 3 For cancellation, the recurring payment app should have some UI where the user can tap which hit our backend and remove the apple pay merchant token from our system and apply cancellation business logic, no apple API involves in the cancellation of recurring payment
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Sep ’25
Issue Retrieving Bound Cards in Wallet Extension Non-UI Extension
Hi, I’m encountering an issue in my app’s Wallet Extension, specifically within the Non-UI Extension, where we are unable to retrieve payment passes bound to a user’s account. The same code that successfully retrieves these bound cards in the main app does not work when used in the Non-UI Extension. Case-ID: 8932090 Steps to Reproduce: Set up In-App Provisioning: Ensure that the app has the necessary In-App Provisioning permissions. This functionality works correctly in the main app, confirming that the permissions are properly configured. Configure Wallet Extensions: Follow the Wallet Extensions documentation to configure the app, including all required settings for the Non-UI Extension. Add Code to Retrieve Payment Passes: In the main app’s LoginView, implement the following code in the handleLogin() method to retrieve payment passes: // Get the identifiers of payment passes that already exist in Apple Pay. paymentPassLibrary = self.passLibrary.passes(of: .secureElement) for pass in paymentPassLibrary { if let identifier = pass.secureElementPass?.primaryAccountIdentifier { if pass.isRemotePass && pass.deviceName.localizedCaseInsensitiveContains("Apple Watch") { remotePassIdentifiers.insert(identifier) } else if !pass.isRemotePass { passIdentifiers.insert(identifier) } } } Verify Functionality in Main App: Run the app and verify that the code successfully retrieves the payment passes bound to the user’s account. Implement Code in Non-UI Extension: Add the same code to the Non-UI Extension, specifically in the WNonUIExtHandler class within the override func status(completion: @escaping (PKIssuerProvisioningExtensionStatus) -> Void) method. Test in Wallet Extension: Run the Wallet Extension and observe that the payment passes are not retrieved when the code is executed in the Non-UI Extension. Has anyone encountered a similar issue or can provide insight into why the code might not work in the Non-UI Extension compared to the main app? Support Information: iOS Version: 17.5.1 Development environment: Xcode 15.4 (15F31d), macOS 14.3 (23D56) Any help or suggestions would be greatly appreciated. Thank you!
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Apple Pay on Google Chrome
Hi - I have a question. I am trying to understand when Apple Pay will be available on non-IOS desktop devices (specifically Google Chrome). I was hoping to understand better the process, specifically the following: How can I get the Apple Pay QR code installed on my desktop checkout page on Google Chrome? How long does this process usually take? If I work with Stripe, do I need to get approval from them to install the Apple QR code onto my Google Chrome checkout page? Is this readily available to all merchants (i.e., installing Apple Pay on Google Chrome)/ I have not seen this on any other checkout pages yet. Are there any examples you could point me to of merchants that have installed Apple Pay onto non-IOS desktop so I could trial the process (i.e., a list of existing merchants that have put the QR code onto their Google Chrome checkout pages)?
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Sep ’25
Apple Wallet Extension Implementation
Hello Dear Network, We are developing a banking application and are implementing Apple Wallet In-App Provisioning with Wallet UI and Non-UI extensions. Our App Store submission fails with the error: "Missing entitlement com.apple.developer.payment-pass-provisioning" for both Wallet UI and Non-UI extensions. In the Apple Developer portal, we do not see the "Apple Pay" or "In-App Provisioning" capabilities available for our App ID or extension App IDs. We would like to request enablement of: Apple Pay Payment Pass Provisioning In-App Provisioning for our Apple Developer Team and related App IDs. Please let us know what we need to do for can upload build with that Entitlements, what can be problem? Thank you.
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Apple Pay In-App Provisioning – Apple server failure when adding a card
During Apple Pay in-app provisioning (EV_ECC_v2), our iOS app successfully obtains the issuer provisioning certificates and generates cryptographic material. The flow fails when Apple posts the card blob to Apple’s broker (card creation step), returning HTTP 500 from .../broker/v4/devices/{SEID}/cards. Steps: Call issuerProvisioningCertificates?encryptionVersion=EV_ECC_v2 → 200 OK; returns ECC leaf + Apple Root CA chain; nonce=2a831be4. 2. Build {encryptedCardData, activationData, ephemeralPublicKey} 3. POST /broker/v4/devices/{SEID}/cards Expected: 200 OK on /broker/v4/devices/{SEID}/cards, or 5xx with a descriptive error if payload/cryptography is invalid. Observed: 500 Internal Server Error from Apple broker on /cards (labeled “eligibility” in PassKit logs), causing a terminal failure in Wallet UI.
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