please bear with me, i am NOT a developer. we have third party developer creating a banking app that is throwing an error when trying to provision MasterCard for Apple Pay. MasterCard says they do not see the request come in at all. our developer says the issue is between mastercard and apple - and asked us to reach out to Apple. Information provided from our developer: “Error code 2 is 'system cancelled' from the PKAddPaymentPassError enum. Basically, there is an issue between Apple and Mastercard (using the encrypted card info from...” Response from Mastercard Connect: Upon further research with the examples you shared we are not seeing any attempt that reached to MC

We are working with Saferpay. And integrating Applepay Server to Server. But we are having token generation issue. It does not give a valid test card information. We have created a tester account as India country. Is that an issue?

For the pushToken sent by APNS to register a wallet pass for update notifications, is there a max length or size that APNS will send? I save the token in my database and have it defined as varchar(256), but I have had some instances where the pushToken is larger than that. I'd like to know if there's an absolute max size that APNS will send. Then I'll know if I should reject requests with tokens larger than what's expected, and/or if I need to make the token size larger in the database.

We are experiencing intermittent 403 Forbidden errors during Apple Pay on web merchant validation in our production and sandbox environment. Has anyone else started seeing 403 Forbidden errors recently (since mid-2025)? Why would merchant validation be sometimes successful and sometimes fail with 403? Could this be related to new Apple Pay gateway changes or stricter validation rules? Any additional debug steps or permanent solutions we should try? Thank you.

We have an app that uses the pass-presentation-suppression entitlement and calls requestAutomaticPassPresentationSuppression to prevent the Wallet app from being presented when the device is displaying a barcode to a barcode/nfc reader. This works as expected for users of the standard Apple Wallet app. However, it does not prevent third-party wallet apps from being launched, which hides the barcode and prevents it from being scanned properly. What options do I have to prevent third-party wallet apps from launching or interfering while our app is actively presenting a barcode?

Hi everyone, I am new to Apply Pay, but I have already implemented IAP for subscriptions in my app. My app also has other functionalities, it also acts as a person-to-person marketplace, as users can post events or online courses which can be bought by other users to participate. My question is that I have read Apple's review guidelines but it is still unclear for me if I can use Apple Pay (with for example Stripe) or do I still need to use IAP for this online content. Also non profit organizations also can register which can recieve donations, can I also use Apple Pay for that or do I still need IAP there, because it would be nice if Apple would take 30% of donations.

We are observing unexpected behavior in Apple Wallet for transactions processed via an online delivery platform. Here is the specific flow: Initial Authorization: The original order was placed for $22.30. Order Amendment: The user added an item 10 minutes later for $6.20, bringing the total to $28.50. The Issue: Apple Wallet only displays the $6.20 transaction. The initial $22.30 amount is not visible in the transaction list. Technical Verification: We confirmed that both backend authorization messages for the original amount and the add-on were approved. We verified that the final settlement amounts correctly reflect the sum of both charges ($28.50). We have confirmed the transaction lifecycle completed successfully on our end. Despite this, the customer only sees the $6.20 entry in their Wallet history, which creates confusion as it doesn't reflect the total spent. Has anyone encountered this sync issue between settlement totals and Wallet display, or is there a specific way we should be linking these related authorizations? Thanks!

To perform the integration, it must be done under the same domain that has been validated. Is it not possible to do it in a local environment? Could that be the reason why I can't display the button or complete the validation with the API?

Hi, I am currently implementing a recurring payment feature using the Apple Pay JS API. Based on the official demo (https://applepaydemo.apple.com/apple-pay-js-api), it appears that the recurringPaymentRequest object only supports a maximum of two stages: trialBilling and regularBilling. However, our service requires a multi-stage billing model with three or more different cycles/amounts as shown below: Example Schedule: Stage 1: 2,000 JPY (2026-03-01 to 2026-04-01) Stage 2: 1,500 JPY (2026-04-01 to 2026-10-01) Stage 3: 1,000 JPY (2026-10-01 to 2027-10-01) Stage 4: 500 JPY (Thereafter) Questions: Is there any way to directly define and display three or more different billing cycles/amounts on the Apple Pay payment sheet? If the API is strictly limited to two stages, what is the Apple-recommended way to provide transparency for such complex schedules while remaining compliant with the guidelines? For instance, is it acceptable to set the final amount in regularBilling and explain the preceding stages in the billingAgreement or paymentDescription fields? I would appreciate any insights or official guidance on this. Best regards,

Hello, We are currently developing an application that uses the Host-based Card Emulation (HCE) entitlement to enable corporate access functionality. With this entitlement, we have successfully established HCE communication and can interact with our access control systems to unlock doors. Our question is related to improving the user experience: We would like this access functionality to work without requiring the app to be in the foreground, as this adds friction for users during entry. Specifically, we would like to know: Is it possible for our app to coexist with Apple Wallet as the default contactless app, so that: Our app handles NFC interactions for corporate access (e.g., opening doors). Apple Wallet remains the default for payments. If that coexistence is not possible, and our app is set as the default contactless app, Will the system still need to launch our app into the foreground to complete a transaction (e.g., to emulate the NFC card)? Or is there a way to trigger HCE responses in the background (e.g., using a background process or service extension)? Any guidance on how to configure the app for optimal background access behavior, while maintaining compatibility with Wallet, would be greatly appreciated. Thank you in advance.

Hi Team, I have merchant session object - {"epochTimestamp":1748333121032,"expiresAt":1748336721032,"merchantSessionIdentifier":"SSH7CCD205FEEDD45AD84B77374D098B335_916523AAED1343F5BC5815E12BEE9250AFFDC1A17C46B0DE5A943F0F94927C24","nonce":"2d18eab4","merchantIdentifier":"8535F497EC92999BAD63C6F213F0F32DEEB5DBF8A0A91007F6C1128537B6FB19","domainName":"f7071159c1tst-store.occa.ocs.oraclecloud.com","displayName":"DDF Test","signature":"308006092a864886f70d010702a0803080020101310d300b0609608648016503040201308006092a864886f70d0107010000a080308203e43082038ba003020102020859d8a1bcaaf4e3cd300a06082a8648ce3d040302307a312e302c06035504030c254170706c65204170706c69636174696f6e20496e746567726174696f6e204341202d20473331263024060355040b0c1d4170706c652043657274696669636174696f6e20417574686f7269747931133011060355040a0c0a4170706c6520496e632e310b3009060355040613025553301e170d3231303432303139333730305a170d3236303431393139333635395a30623128302606035504030c1f6563632d736d702d62726f6b65722d7369676e5f5543342d53414e44424f5831143012060355040b0c0b694f532053797374656d7331133011060355040a0c0a4170706c6520496e632e310b30090603550406130255533059301306072a8648ce3d020106082a8648ce3d030107034200048230fdabc39cf75e202c50d99b4512e637e2a901dd6cb3e0b1cd4b526798f8cf4ebde81a25a8c21e4c33ddce8e2a96c2f6afa1930345c4e87a4426ce951b1295a38202113082020d300c0603551d130101ff04023000301f0603551d2304183016801423f249c44f93e4ef27e6c4f6286c3fa2bbfd2e4b304506082b0601050507010104393037303506082b060105050730018629687474703a2f2f6f6373702e6170706c652e636f6d2f6f63737030342d6170706c65616963613330323082011d0603551d2004820114308201103082010c06092a864886f7636405013081fe3081c306082b060105050702023081b60c81b352656c69616e6365206f6e207468697320636572746966696361746520627920616e7920706172747920617373756d657320616363657074616e6365206f6620746865207468656e206170706c696361626c65207374616e64617264207465726d7320616e6420636f6e646974696f6e73206f66207573652c20636572746966696361746520706f6c69637920616e642063657274696669636174696f6e2070726163746963652073746174656d656e74732e303606082b06010505070201162a687474703a2f2f7777772e6170706c652e636f6d2f6365727469666963617465617574686f726974792f30340603551d1f042d302b3029a027a0258623687474703a2f2f63726c2e6170706c652e636f6d2f6170706c6561696361332e63726c301d0603551d0e041604140224300b9aeeed463197a4a65a299e4271821c45300e0603551d0f0101ff040403020780300f06092a864886f76364061d04020500300a06082a8648ce3d0403020347003044022074a1b324db4249430dd3274c5074c4808d9a1f480e3a85c5c1362566325fbca3022069369053abf50b5a52f9f6004dc58aad6c50a7d608683790e0a73ad01e4ad981308202ee30820275a0030201020208496d2fbf3a98da97300a06082a8648ce3d0403023067311b301906035504030c124170706c6520526f6f74204341202d20473331263024060355040b0c1d4170706c652043657274696669636174696f6e20417574686f7269747931133011060355040a0c0a4170706c6520496e632e310b3009060355040613025553301e170d3134303530363233343633305a170d3239303530363233343633305a307a312e302c06035504030c254170706c65204170706c69636174696f6e20496e746567726174696f6e204341202d20473331263024060355040b0c1d4170706c652043657274696669636174696f6e20417574686f7269747931133011060355040a0c0a4170706c6520496e632e310b30090603550406130255533059301306072a8648ce3d020106082a8648ce3d03010703420004f017118419d76485d51a5e25810776e880a2efde7bae4de08dfc4b93e13356d5665b35ae22d097760d224e7bba08fd7617ce88cb76bb6670bec8e82984ff5445a381f73081f4304606082b06010505070101043a3038303606082b06010505073001862a687474703a2f2f6f6373702e6170706c652e636f6d2f6f63737030342d6170706c65726f6f7463616733301d0603551d0e0416041423f249c44f93e4ef27e6c4f6286c3fa2bbfd2e4b300f0603551d130101ff040530030101ff301f0603551d23041830168014bbb0dea15833889aa48a99debebdebafdacb24ab30370603551d1f0430302e302ca02aa0288626687474703a2f2f63726c2e6170706c652e636f6d2f6170706c65726f6f74636167332e63726c300e0603551d0f0101ff0404030201063010060a2a864886f7636406020e04020500300a06082a8648ce3d040302036700306402303acf7283511699b186fb35c356ca62bff417edd90f754da28ebef19c815e42b789f898f79b599f98d5410d8f9de9c2fe0230322dd54421b0a305776c5df3383b9067fd177c2c216d964fc6726982126f54f87a7d1b99cb9b0989216106990f09921d00003182018930820185020101308186307a312e302c06035504030c254170706c65204170706c69636174696f6e20496e746567726174696f6e204341202d20473331263024060355040b0c1d4170706c652043657274696669636174696f6e20417574686f7269747931133011060355040a0c0a4170706c6520496e632e310b3009060355040613025553020859d8a1bcaaf4e3cd300b0609608648016503040201a08193301806092a864886f70d010903310b06092a864886f70d010701301c06092a864886f70d010905310f170d3235303532373038303532315a302806092a864886f70d010934311b3019300b0609608648016503040201a10a06082a8648ce3d040302302f06092a864886f70d01090431220420c11c8025910403d6691af195664f47b606df9ccb351237d0de4e7c31e8a5067b300a06082a8648ce3d04030204483046022100ea8d2bb74b4960f17e4e45b99fec3f0539565fd3169091c6b39fbfb3e11a952a022100a4a4a3ff6d91caf8fa7d9b18179e0cc2156c90d4f719ae52734b4799c2b1beea000000000000","operationalAnalyticsIdentifier":"DDF Test:8535F497EC92999BAD63C6F213F0F32DEEB5DBF8A0A91007F6C1128537B6FB19","retries":0,"pspId":"8535F497EC92999BAD63C6F213F0F32DEEB5DBF8A0A91007F6C1128537B6FB19"} After sending this to session.compleMerchant I am getting the invalid access error. Regards, Varsha

We are unable to add/remove Merchant IDs in App IDs identifier profile, after pressing "Edit" button on "Apple Pay Payment Processing" section, then choosing desired Merchant ID to check/uncheck from the available Merchant IDs, then pressing Continue/Save/Confirm buttons - nothing happens, the "Save" button text briefly changes to "Processing" and then back To "Save" and we still have previously enabled Merchant IDs and the Save button is still in enabled state, any help?

Hi Guys, I am having an issue verifying a card when it is pending verification in the Apple Watch Wallet App and the iPhone Wallet. When the user verifies the card in the wallets, they are redirected to verification in my APP. However, the problem is that I don't know which application is calling, whether it is the Apple Watch or the iPhone, because the URL sends me the same serialNumber from the PKPASS. It is impossible to know if the user wants to verify and activate the card on the watch or the iPhone. Because I only receive the following information in the URL: myapp://app-url? passTypeldentifier=paymentpass.com.apple&action =verify&serialNumber=***** The serialNumber is the same from the iPhone Wallet and the Watch Wallet. func application(_ app: UIApplication, open url: URL, options: [UIApplication.OpenURLOptionsKey : Any] = [:]) -> Bool { let source = options[.sourceApplication] I try to retrieve the source, but it comes back null. It would be the only way to know the originating App. Can someone help me solve this problem?

Hello, We’re seeing an issue where the Apple Pay button is visible in Safari but not clickable for certain users, while it works normally for others. This happens on our site (https://store-qa2.enphase.com/ ) as well as on other sites for the same affected users. Currently, we display the Apple Pay button based on the following condition: Boolean(window.ApplePaySession) && ApplePaySession.canMakePayments(); For affected users, the button shows up as expected, but it’s not interactive. All users (both affected and unaffected) are on the latest versions of Safari and macOS/iOS. Could someone clarify what additional conditions Safari/Apple Pay requires for the button to be fully functional? And under what circumstances could it be visible but not clickable?

I am facing an issue with Apple Pay js while doing the integration we are using reference https://applepaydemo.apple.com/apple-pay-js-api In this I can generate the merchantSession correctly But when I pass that merchantSession in session.completeMerchantValidation(merchantValidation) as per documentation It is getting failed and also no appropriate error is being shown in the console

When accessing https://applepaydemo.apple.com/payment-request-api, the "Approve with Side Button" prompt is displayed, but it does not appear when using our test domain. I implemented the Payment Request API based on the sample source code from the following URL. On an iPhone device, the Apple Pay payment screen is displayed, but the "Approve with Side Button" icon below the amount does not appear, and instead a spinning loading icon is shown continuously. Could you please help identify the cause? ■ Reference URL: https://applepaydemo.apple.com/payment-request-api ■ Changed parameter: "merchantIdentifier": "〇〇.dev" ■ Accessed domain: 〇〇test.com ■ Test device: iPhone 13 iOS: 18.4.1

Currently, on our Production environment, when calling https://apple-pay-gateway.apple.com/paymentservices/paymentSessio,n we are randomly receiving: "Payment Services Exception merchantId={Value} unauthorized to process transactions on behalf of merchantId={Value} reason={Value} is not a registered merchant in WWDR and isn't properly authorized via Mass Enablement, either." Since launching Apple Pay on our platform we have received a new Domain Verification File and looking at some of the Domain Verification File that are hosted on the domains they are different to ours. Questions around the Domain Verification File Would we have to update every single Domain Verification File every time we receive a new one ? Does the paymentSession verfiy/call the Domain Verification File on the domain listed at https://[DOMAIN_NAME]/.well-known/apple-developer-merchantid-domain-association ? What happens if the Domain Verification File doesnt match the one that we currently have ? Would we have to regrester our Domains everytime we get a new Domain Verification File ?

Hello, I am currently testing an Adyen integration with Sylius and need to verify Apple Pay with Cartes Bancaires in the sandbox environment. Could you please advise how Cartes Bancaires can be tested in Apple Pay Sandbox (e.g. cards details)? Thank you in advance for your guidance. Best regards, Grzegorz

你好，我们6月1日收到比较多的韩国用户反馈购买我们的内购以后，系统会在稍后的几分钟再次多次从用户的卡里扣出相应的款项，但是我们没有办法第一时间反馈给你们，导致很多用户流失，请问我们怎么才能第一时间联系到你们，还有我们怎么才能第一时间知道是你们的系统是否某个功能出了问题，是否也有相应的论坛我们可以第一时间看到你们相关问题的报道，这样我们排查问题就没那么辛苦，感谢

Hello, We are working on integrating billing into our dating app, targeted at the Russian market. Our main requirement is to support subscriptions with automatic renewal and cancellation. We understand that, according to App Store Review Guideline, all digital subscriptions should use Apple In-App Purchase (IAP). However, we are unsure how this applies in Russia, where some local regulations may limit the use of non-Russian payment processors, and where not all Russian bank cards are accepted by Apple. Our question is: -For iOS apps in Russia, is it strictly required to use Apple IAP for subscriptions? -Are there any approved exceptions allowing integration with local processors such as Robokassa or YooKassa? -How are other developers currently handling subscriptions for the Russian market? We want to ensure full compliance and avoid any risk of rejection or removal. Thank you in advance for any clarification. Best regards, Dan